Did you know, there are lots of Alfa Romeo finance options to consider when shopping for a new car. We’re diving into a few of the popular options at Helfman Alfa Romeo of Sugar Land.

Direct Lending

When you buy a vehicle, you’re responsible for covering its total value before it’s considered yours. So, if you have the money to pay for the vehicle out of pocket, you can simply purchase it. You can also secure a loan for the total cost from a credit union, bank, or finance company.

This is referred to as direct lending. Direct lending lets you compare loan offers on your own and shop around for the best rates and terms.

Dealership Financing

You can also conveniently apply for lending at our dealership when you shop for your car. Our financial experts will sit down with you and discuss your buying criteria, including your income and existing debt and expenses.

 This helps us determine how much you can afford. We’ll present this information to the lenders we work with. We’ll competitively shop for the best offer for you. We have the benefit of having trusted relationships with these lenders which can often help you find better terms.

Leasing a Car

Outside of financing, you have another option to choose as well – leasing. Leasing is an arrangement between you and our dealership to “borrow” a vehicle for a predetermined term.

A lease’s total cost is often less than a financed one because you are covering the depreciation of the vehicle during your lease, rather than its total value. After your lease, you simply return the vehicle to our dealership, or you may have the option to purchase it. 

Reach out to our Houston, TX Alfa Romeo dealership with any questions you may have, we’re happy to help!