Deciding between an Alfa Romeo lease and financing? We’re outlining both options at Helfman Alfa Romeo of Sugar Land.

How Does a Loan Work?

Before you can drive a vehicle off the lot, you must cover its complete cost. Naturally, not every driver wants to (or can) pay for a vehicle upfront. That’s where an auto loan comes in.

When you get a loan, that’s often referred to as financing. To finance a vehicle, you’ll meet with our financial experts and discuss your buying criteria. Then, we’ll present your info to the lending institutions we work with and find a competitive loan for you.

  • Do you plan on driving your vehicle long-term? Perhaps even past the point you’ve paid it off? Buying would be the best option for you.
  • You’ll be able to build up equity in the vehicle, which is beneficial if you want to trade it in later.

How Does a Lease Work?

Leasing gives drivers the opportunity to essentially rent a vehicle long-term. You’ll set up a term for your lease, typically 24 to 36 months. Then, we look at the vehicle’s current value and subtract its estimated value at the end of the lease.

You’re responsible for covering the depreciation during that time. You can also get a loan to cover your lease cost. At the end of your lease, you’ll need to return the vehicle to the dealership or buy it.

  • Do you enjoy frequently upgrading your vehicle? Prefer having a new model with the newest technology and design? Leasing would be the best option for you.
  • You’ll be able to lease a vehicle more affordably and likely save on maintenance and repair costs.

Still undecided? Visit our Houston, TX Alfa Romeo dealership and we’ll help you out!